RON Current Account

Using a RON current account from GarantiBank, you can perform an extended range of operations:

• Payments to current accounts opened with GarantiBank or any other bank (including bill payments to utility companies).
• Cash withdrawal and cash deposits.
• Opening and closing time deposits.
• Foreign exchange operations between a RON current account and a foreign currency current account.
• Salary payment to the current account. You can obtain an overdraft facility linked to your current account, in order to benefit from an extra money reserve that you can use as you like, whenever you need it.

NEW! Insurance for invoice payment, , if you receive your salary in a Garanti Bank account

Access to the account:

• At GarantiBank branches.
• Using GarantiBank24 debit card you may make payments at merchants or withdraw money from the ATMs of any bank in Romania, anytime.
• Through our internet banking service, Garanti Online, you have access to your accounts from anywhere, 24 hours a day.

Costs:

• Current account opening/closing fee: 0.
• Current account administration fee: RON 1.5 /month.

Interest:

• Interest at sight of 0.1%. According to the Emergency Ordinance no. 58/2010, starting 1st of July 2010, the interest granted to customers for current accounts is subject to a tax of 16%.

To apply:

• Please visit the nearest GarantiBank branch.
• If you are already a client and you subscribed to our internet banking service, Garanti Online, you can directly open a supplementary account, simply and comfortably.