Overdraft

Now, through the overdraft facility, you have a larger amount in your current account that you can use how you like whenever you like. Overdraft is a service attached to the current account and is available as follows:

• up to 5 salaries maximum 10.000 Eur, in case your employer concluded an agreement for salary payment with the bank
• up to 3 salaries maximum 3.000 Eur, without the conclusion of an agreement for salary payment with the bank being necessary.

Features:

• Granted in RON
• Annual interest rate: 14.16%
• Interest rate calculated only for the amount used out of the overdraft
• Easy access through GarantiBank ATMs (using GarantiBank24 debit card), at the bank's counters, through Garanti Online - internet banking
• No fees are paid in case overdraft is not used.

For more information:

You can visit the nearest GarantiBank branch for more information about Overdraft and the application process.