Commercial Cash Loans

Working Capital Loans and Overdrafts

Working capital and overdraft facilities enables customers to obtain short-term funding for their daily cash flows. Prior to being granted this facilites, GarantiBank  asseses the financial strenghts of the borrower, the shareholder and management quality, market presence and relevant economic outlook. The structure of the financing solution, the repayment method and colletarals are selected together with the client and adapted to the specific of our clients' activity.

Working capital loans and overdrafts can be utilized on revolving or not revolving basis, depending on the financing needs of our clients.

Discounting Commercial Papers with Recourse and without Recourse.

GarantiBank is also providing the service of discounting commercial papers such as: cheques, Promissory Notes, invoices. Each commercial paper presented by our clients, is proceeded   by crediting their current account on discounting basis and our clients’ payment instructions are carried out leaving their business activities uninterrupted.

The commercial papers must have a fixed repayment date.

Domestic Factoring with and without recourse