General Purpose Loan
If you're planning a major expense such as home improvements, the purchase of an appliance, taking a vacation or simply refinancing another loan, we offer you the general purpose loan.
The loan may be easily obtained, no co-signer or real guarantee being requested.
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Need a loan to buy new furniture? Coming right up! A loan to pay for new furniture for your home or for all your pre-wedding expenses that's easy to get and easy to repay. |
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Need a loan to pay tuition? Coming right up! Don't let tuition costs stand in the way of your dreams. With a loan from Garanti you can easily take care of all school expenses, university fees, and other education-related expenses such as private courses etc. |
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Need a loan to cover the expenses of a newborn baby? Coming right up! Make life easier for yourself and your family by taking out a general-purpose consumer loan to take care of hospital expenses and outfitting a room for the baby before it arrives. |
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Need a loan to pay for car maintenance? Coming right up! With a general-purpose consumer loan you can have your car maintained or fixed up or even buy a second-hand vehicle no matter what its age. |
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Need a loan to paint your house? Coming right up! Make it easier on yourself when your home needs repairs or painting by taking out a general-purpose consumer loan. |
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Need a loan for a vacation. Coming right up! You've worked hard all year long and now it's time for a rest you say? Let a GarantiBank general-purpose consumer loan pay for the holiday you deserve. |
Features
- Maximum amount and currency: 60.000 RON.
- Maximum repayment period is 5 years.
- In case of refinancing exclusively a loan obtained before 31.10.2011, you may borrow up to 60.000 RON / 10.000 EUR or USD equiv., maximum repayment period being 10 years.
- No co-signer or any guarantees are requested.
- GarantiBank offers free income protection insurance that will financially support you in the following cases: involuntary unemployment, temporary and permanent disability and death.
For more information:
You can visit the nearest GarantiBank branch for more information about General Purpose Loan and the application process.
*Garanti consumer loans are available only to residents of Romania. Non-residents do not qualify for such loans.
**Foreign nationals living in Romania may apply for consumer loans by submitting their residence permit and tax identification number along with the other required documents.